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Credit Repair Services
Our Credit Rebuilding Services
What we can help you with?
Join us in exploring and addressing the challenges at hand.
At Maximum Fico Score, we're the top credit repair company in the US, offering specialized solutions to various credit challenges. From collections to bankruptcies and more, we're here to help you overcome obstacles that can impact your financial future. With our expertise, we'll guide you towards achieving your goals and improving your credit score.
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Credit Report Review: Assessing credit reports for inaccuracies, errors, or outdated information.
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Dispute Resolution: Challenging inaccurate or questionable items with credit bureaus and creditors.
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Credit Score Improvement: Providing guidance on actions consumers can take to improve their credit scores.
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Debt Validation: Requesting validation of debts from creditors to ensure accuracy and legitimacy.
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Cease and Desist Letters: Sending letters to creditors to stop harassment and improper collection activities.
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Negotiation with Creditors: Negotiating with creditors to settle outstanding debts or arrange more favorable payment terms.
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Education and Counseling: Offering educational resources and counseling to help consumers understand credit management and financial responsibility.
It's important to note that while these services can be beneficial, consumers should be cautious and ensure that any credit repair company they work with operates ethically and complies with all relevant laws and regulations, such as the Credit Repair Organizations Act (CROA) in the United States.
Overcoming Common Challenges: Solutions for Your Credit Journey
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Difficulty getting a mortgage
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Credit and loan applications not being approved
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Difficulty getting approved for an apartment
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Security deposits on utilities
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Difficulty finding employment
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Denial from a cell phone contract
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You might get denied for employment
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Higher insurance premiums​
Let's explore our solutions together.
Our goal is simple. We want to be able to help you get your credit back on track so that you can start moving forward with your life. We know how hard it can be living with bad credit, the extra money that it costs, and the added stress it can add to your life.
How Does Credit Repair Works?
Getting back on track has never been easier! We have made our credit report repairing process simple and easy to follow.
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Increased credit limits
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Lower interest rates on credit cards and loans
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Attractive mortgage rates
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More negotiating power
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CHALLENGE
We challenge your questionable negative items with all three bureaus, ensuring your credit reports are accurate and fair.​
DISPUTE
We ask your creditors to verify the negative items they're reporting. If they can't they are required by law to stop reporting them.
MONITOR
We continue to watch your credit, addressing additional issues as they arise so that you can stay on track and reach your goals.
Impacts of Good Credit
Curious about the benefits of a good credit score on your financial journey? A strong credit score opens doors to favorable interest rates on loans, mortgages, and credit cards. It means lower borrowing costs, potentially saving you huge money in interest payments over time. Additionally, with a higher credit score, you may qualify for higher credit limits, providing you with more flexibility and purchasing power. Moreover, landlords and insurance companies often consider credit scores when evaluating applicants, meaning a good score could lead to lower insurance premiums and increased chances of securing rental housing. In essence, a good credit score is not just a number; it's a powerful tool that can positively impact various aspects of your financial life.
Secure Client Portal​
This will help you keep track of how your credit repair process is going.
​​Clean Up Your Past
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We work with the credit bureaus and your creditors to challenge the negative report items that affect your credit score.
Track Your Present
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​Easy access to your account 24/7 for live status updates on improvements on your credit reports and scores
Change Your Future
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We’ll maximize your score so you can achieve your goals and learn how to maintain your awesome credit long after our work is done.​
5-STAR SERVICE
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Not only will you get a specialized game plan, 24/7 tracking of your credit health, and credit education that will help you elevate your future. You will also get our 5-star service that our clients are raving about!
CREDIT SCORE FACTS
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79% of ALL credit scores have an error on them.
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The average credit score in the United States is 687.
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A credit file does not exist for an estimated 45 million Americans.
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When a collection is paid off, it is not removed from your credit report.
Our Client's Approval Ratings After Working With Us
72%
APPROVED FOR AUTO LOANS
79%
APPROVED FOR HOME LOANS
86%
APPROVED FOR NEW CREDIT
77%
APPROVED FOR REFINANCING