Free Credit Assessment — No Cost, No Obligation
Your Roadmap to a Stronger FICO® Score Starts Here
Get a free, expert-level credit file review from a trusted Bakersfield credit repair team. We'll review your reports, identify items that may be inaccurate or unverifiable, and build a clear plan — no strings attached. Results vary by individual credit profile.
Serving clients from our Bakersfield, CA office & all 50 states since 2016
Prefer to talk first? Client Support: (661) 505-8085
Results vary
Illustrative example only — not a prediction or guarantee of results. We cannot promise any specific score increase or that any item will be removed. Results vary by individual credit profile.
How It Works
How to Get Your Free Credit Assessment
Three simple steps. Tell us about your goals, review your disclosures and book your free consultation, then optionally pull your credit report so our specialist can pre-review your file.
Tell Us About Your Credit Goals
Complete a short intake form with your name, contact information, and credit goals.
~2 MinutesReview Disclosures & Book Your Free Consultation
Review your CROA consumer-rights disclosures, then pick a time that works for you. An experienced Maximum FICO Score specialist will walk you through your personalized credit roadmap.
~5 MinutesGet Your Credit Report (Optional)
Optional — to better assist you, we'll need a copy of your credit report. Sign up with our trusted partner so our specialist can pre-review your 3-bureau file before your call.
Optional Head StartStep 1 of 3 — Your Interactive Credit Audit
Start Your Free Credit Assessment
Complete the form below to get started. Step 2 will unlock automatically once your information is submitted.
🔒 Step 2 will unlock automatically once you submit your information above.
Important — Please Read
The disclosures below are required by federal law before we can discuss credit services with you. Please review carefully, then acknowledge to continue to scheduling.
Your Rights Under Federal Law (Credit Repair Organizations Act)
- You have the right to cancel your contract with any credit repair organization, for any reason, within 3 business days from the date you sign it.
- You have the right to dispute inaccurate information in your credit report by contacting the credit reporting agencies (Equifax, Experian, TransUnion) directly, at no charge and without using a credit repair organization.
- You have the right to obtain a free copy of your credit report once every 12 months from each of the three major credit reporting agencies by visiting AnnualCreditReport.com.
- You have the right to sue a credit repair organization that violates the CROA.
- You have the right to a written contract describing the services, the total cost, and the timeframe — before any work begins.
- The CROA prohibits us from charging fees in advance of performing any services.
About Maximum Fico Score
Maximum Fico Score is a credit education and counseling company based in Bakersfield, California, founded in 2016 and accredited with the Better Business Bureau (A+ rating).
We are NOT: a credit reporting agency, a debt collector, an attorney or law firm, a financial advisor, a government agency, or affiliated with any of the credit bureaus.
What we do: Help consumers understand their credit reports, identify items that may be inaccurate, unverifiable, or obsolete, draft and submit dispute letters, and provide ongoing credit education.
What we do not do: Directly raise credit scores. We make no guarantee that any specific item can be removed. Results vary based on individual situations.
Your free consultation is complimentary, no obligation, no credit card required.
Consent to Contact
By acknowledging below, you consent to be contacted by Maximum Fico Score by phone, email, and SMS text message at the contact information you provided. Message and data rates may apply. You may opt out at any time by replying STOP.
You must check both boxes to enable the I AGREE button. Your acknowledgment is recorded with a timestamp for compliance.
Step 2 of 3 ● Maximum FICO Score ● Free Consultation
Book Your Free Consultation With an Experienced Specialist
Pick a time that works for you and one of our experienced Maximum FICO Score credit specialists will walk you through your personalized credit roadmap.
- One-on-one with an experienced credit specialist
- Full review of your 3-bureau credit file
- Personalized dispute strategy & action plan
- 100% free — no obligation to enroll
Step 3 of 3 — Optional Head Start
📊Get Your Credit Report Before the Call
To better assist you on your call, we'll need a copy of your credit report. Sign up with IdentityIQ — our trusted partner — so our specialist can pre-review your 3-bureau file before your consultation. 100% optional — your specialist can also walk you through this on the call.
- Secure access to Equifax, Experian & TransUnion reports
- Real-time credit monitoring & FICO score alerts
- Identity theft protection & up to $1M insurance
- Cancel anytime — your consultation is free regardless
Affiliate disclosure: IdentityIQ is an independent third-party company. Maximum FICO Score may receive compensation if you enroll through this link. Enrolling is optional and is not required for your free consultation, and it does not change your cost.
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Already booked your appointment? Click below to see your booking confirmation, add the appointment to your calendar, and review what to expect on your call.
You're Booked!
Your free consultation with an experienced Maximum FICO Score credit specialist is confirmed. Confirmation email is on the way.
Optional: Get Your Credit Report Before the Call
Sign up with IdentityIQ so our specialist can pre-review your 3-bureau credit file before your consultation. 100% optional.
Affiliate disclosure: IdentityIQ is an independent third-party company. Maximum FICO Score may receive compensation if you enroll through this link. Enrolling is optional and is not required for your free consultation.
📅 Add Your Appointment to Your Calendar
Lock it in so you don't miss it.
Calendar invite also sent to your email — you'll get SMS reminders 24 hours and 2 hours before your call.
- Quick intro — your specialist learns your goals.~3 min
- Full credit file review — Equifax, Experian & TransUnion.~10 min
- Dispute roadmap — exactly which items we may be able to challenge.~10 min
- Timeline & expectations — a realistic path forward for your profile.~5 min
- Q&A — every question you have, answered.~2 min
Why Thousands Trust Maximum FICO Score
Your Credit Is in Experienced Hands
BBB A+ Rated
Accredited with the Better Business Bureau since 2016 with an A+ rating.
Fully Compliant
FCRA, TSR, CROA compliant. Grounded in federal consumer-protection law.
90-Day Money-Back
If we don't remove any items within 90 days, you get a full refund. It's a refund policy, not a removal promise.
Frequently Asked Questions
Take the First Step Today
Your Credit Score Doesn't Have to Define Your Future
Over 3,000 people have trusted Maximum FICO Score to help them work toward rebuilding their credit. Results vary by individual credit profile.
📞 Client Support: 1-661-505-8085- 3-Bureau Credit Reports: Mention Equifax, Experian, and TransUnion
- FICO® Score Insights
- "Real-Time Credit File Monitoring with Instant IQAlerts.
- Complete Identity Theft Protection & Resolution Monitoring
- Enhanced Application Monitoring.
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