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BBB A+ Rated ★★★★★ 157 Google Reviews 90-Day Money-Back Guarantee FCRA & FDCPA Compliant Since 2016

Free Credit Assessment — No Cost, No Obligation

Your Roadmap to a Stronger FICO® Score Starts Here

Get a free, expert-level credit file review from a trusted Bakersfield credit repair team. We'll review your reports, identify items that may be inaccurate or unverifiable, and build a clear plan — no strings attached. Results vary by individual credit profile.

Serving clients from our Bakersfield, CA office & all 50 states since 2016

Prefer to talk first? Client Support: (661) 505-8085

3,000+
Clients Helped
80+ Pts
Avg. Score Increase
BBB A+
Rated Since 2016
$0
Cost for Assessment

How It Works

How to Get Your Free Credit Assessment

Three simple steps. Tell us about your goals, review your disclosures and book your free consultation, then optionally pull your credit report so our specialist can pre-review your file.

1

Tell Us About Your Credit Goals

Complete a short intake form with your name, contact information, and credit goals.

~2 Minutes
2

Review Disclosures & Book Your Free Consultation

Review your CROA consumer-rights disclosures, then pick a time that works for you. An experienced Maximum FICO Score specialist will walk you through your personalized credit roadmap.

~5 Minutes
3

Get Your Credit Report (Optional)

Optional — to better assist you, we'll need a copy of your credit report. Sign up with our trusted partner so our specialist can pre-review your 3-bureau file before your call.

Optional Head Start

Step 1 of 3 — Your Interactive Credit Audit

Start Your Free Credit Assessment

Complete the form below to get started. Step 2 will unlock automatically once your information is submitted.

🔒 Step 2 will unlock automatically once you submit your information above.

Step 2 of 3 Maximum FICO Score Free Consultation

Book Your Free Consultation With an Experienced Specialist

Pick a time that works for you and one of our experienced Maximum FICO Score credit specialists will walk you through your personalized credit roadmap.

  • One-on-one with an experienced credit specialist
  • Full review of your 3-bureau credit file
  • Personalized dispute strategy & action plan
  • 100% free — no obligation to enroll
🏆BBB A+ Rated
⚖️CROA Compliant
📞30-Minute Session
💰Zero Cost

Step 3 of 3 — Optional Head Start

Get Your Credit Report Before the Call

To better assist you on your call, we'll need a copy of your credit report. Sign up with IdentityIQ — our trusted partner — so our specialist can pre-review your 3-bureau file before your consultation. 100% optional — your specialist can also walk you through this on the call.

  • Secure access to Equifax, Experian & TransUnion reports
  • Real-time credit monitoring & FICO score alerts
  • Identity theft protection & up to $1M insurance
  • Cancel anytime — your consultation is free regardless

Affiliate disclosure: IdentityIQ is an independent third-party company. Maximum FICO Score may receive compensation if you enroll through this link. Enrolling is optional and is not required for your free consultation, and it does not change your cost.

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Already booked your appointment? Click below to see your booking confirmation, add the appointment to your calendar, and review what to expect on your call.

You're Booked!

Your free consultation with an experienced Maximum FICO Score credit specialist is confirmed. Confirmation email is on the way.

Optional: Get Your Credit Report Before the Call

Sign up with IdentityIQ so our specialist can pre-review your 3-bureau credit file before your consultation. 100% optional.

Affiliate disclosure: IdentityIQ is an independent third-party company. Maximum FICO Score may receive compensation if you enroll through this link. Enrolling is optional and is not required for your free consultation.


📅 Add Your Appointment to Your Calendar

Lock it in so you don't miss it.

Calendar invite also sent to your email — you'll get SMS reminders 24 hours and 2 hours before your call.

What to Expect on Your Call
  1. Quick intro — your specialist learns your goals.~3 min
  2. Full credit file review — Equifax, Experian & TransUnion.~10 min
  3. Dispute roadmap — exactly which items we may be able to challenge.~10 min
  4. Timeline & expectations — a realistic path forward for your profile.~5 min
  5. Q&A — every question you have, answered.~2 min
📞
Need to reschedule or have a question? Text or call us at (661) 505-8085 — Mon–Fri, 9 AM–6 PM PT.
📧Confirmation Sent
📅Calendar Invite
📲SMS Reminders
📞 Questions? 661-505-8085
🔒256-Bit SSL Encrypted
🛡️FCRA & TSR Compliant
💳No Credit Card Required
📞24-Hour Response Time

Why Thousands Trust Maximum FICO Score

Your Credit Is in Experienced Hands

🏆

BBB A+ Rated

Accredited with the Better Business Bureau since 2016 with an A+ rating.

⚖️

Fully Compliant

FCRA, TSR, CROA compliant. Grounded in federal consumer-protection law.

90-Day Money-Back

If we don't remove any items within 90 days, you get a full refund. It's a refund policy, not a removal promise.

Frequently Asked Questions

Is the credit assessment really free?
Yes — completely free with no obligation. No credit card required.
Do I have to get my credit report through IdentityIQ?
No — Step 3 is completely optional. Your consultation is already locked in once you book in Step 2. Note: IdentityIQ is an independent partner, and we may receive compensation if you enroll through our link.
What happens after I book?
You'll receive an email confirmation with a calendar invite. SMS reminders 24 hr and 2 hr before your call.
Will this hurt my credit score?
No. Our free credit assessment does not involve a hard inquiry.

Take the First Step Today

Your Credit Score Doesn't Have to Define Your Future

Over 3,000 people have trusted Maximum FICO Score to help them work toward rebuilding their credit. Results vary by individual credit profile.

📞 Client Support: 1-661-505-8085
⚖️ FCRA 🛡️ FDCPA 📋 CROA 📞 TSR 🏆 BBB A+ ✅ 90-Day Money-Back
Get Your Free Credit Assessment

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