Free Credit Assessment — No Cost, No Obligation
Your Roadmap to a 700+ FICO Score Starts Here
Get a free, expert-level credit file review from Bakersfield's most trusted credit repair team. We'll identify every item hurting your score and build a clear plan to fix it — no strings attached.
Serving clients from our Bakersfield, CA office & all 50 states since 2016
How It Works
How to Get Your Free Credit Assessment
Three simple steps — all completed right here on this page. No redirects, no runaround. Here's exactly what happens when you start your free credit assessment with Maximum FICO Score.
Tell Us About Your Credit Goals
Complete a short intake form with your name, contact information, and credit goals — whether that's buying a home, qualifying for a car loan, or removing negative items.
Takes ~2 MinutesSet Up Your Credit Monitoring
Sign up for CreditHeroScore so our specialists can securely access your full 3-bureau credit reports from Equifax, Experian, and TransUnion to perform a thorough file review.
Secure & InstantBook Your Free Consultation
Schedule a one-on-one appointment with a certified credit specialist who will walk you through your personalized credit roadmap and explain your path to 700+.
Free & No ObligationStep 1 of 3 — Your Interactive Credit Audit
Start Your Free Credit Assessment
Complete each step below. Everything happens right here — you never leave this page.
Set Up Your Credit Monitoring
In order for our certified specialists to perform a thorough review of your credit file, we need secure access to your full 3-bureau reports. CreditHeroScore provides this — and also gives you ongoing credit monitoring and identity theft protection.
- Secure access to Equifax, Experian & TransUnion reports
- Real-time credit monitoring & score alerts
- Identity theft protection & insurance
- Track your progress as items are removed
After signing up, come back to this page and continue to Step 3 to book your free consultation.
Book Your Free Consultation
You're almost done. Choose a time that works for you and one of our certified credit specialists will walk you through your personalized credit roadmap — which items can be disputed, your estimated timeline, and your path to a 700+ FICO score.
- One-on-one with a certified credit specialist
- Full review of your 3-bureau credit file
- Personalized dispute strategy & action plan
- 100% free — no obligation to enroll
Why Thousands Trust Maximum FICO Score
Your Credit Is in Experienced Hands
BBB A+ Rated
Accredited with the Better Business Bureau since 2016 with an A+ rating — one of the highest-rated credit repair companies in Bakersfield, CA and nationwide.
Fully Compliant
Every dispute we file is grounded in the Fair Credit Reporting Act (FCRA), the Telemarketing Sales Rule (TSR), and the Credit Repair Organizations Act (CROA). No shortcuts, no gimmicks.
90-Day Guarantee
We stand behind our work. If you don't see measurable progress within your first 90 days, we'll make it right. That's our promise to every client.
Our 90-Day Progress Guarantee
We understand that trusting someone with your financial future is a big decision. That's why every Maximum FICO Score client is protected by our 90-Day Progress Guarantee. If you don't see measurable improvement to your credit profile within the first 90 days of active service, we will work with you at no additional cost until you do. We don't succeed unless you do.
Frequently Asked Questions
Common questions about our free credit assessment, answered clearly.
Take the First Step Today
Your Credit Score Doesn't Have to Define Your Future
Over 3,000 people have trusted Maximum FICO Score to help them rebuild their credit and regain their buying power. Your free assessment is the first step — and it costs you nothing.
📞 Client Support: 1-661-505-8085
- 3-Bureau Credit Reports: Mention Equifax, Experian, and TransUnion
- FICO® Score Insights
- "Real-Time Credit File Monitoring with Instant IQAlerts.
- Complete Identity Theft Protection & Resolution Monitoring
- Enhanced Application Monitoring.
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