What is Bad Credit?
300 to 650
POOR
FAIR
GOOD
VERY GOOD
EXCELLENT
A Score lower than 650 is considered "BAD". A Bad Score could keep you from getting:
Getting Approved For A Mortgage
Securing Low Rates on Car Loans
Getting Low-Interest Credit Cards
Borrowing Money From Prime Lenders
How Credit Repair Works?
Getting back on track has never been easier! We have made our credit repairing process simple and easy to follow.
EX
EQ
TU
CHALLENGE
We challenge your questionable negative items with all three bureaus, ensuring your credit reports are accurate and fair.
DISPUTE
We ask your creditors to verify the negative items they're reporting. If they can't they are required by law to stop reporting them.
MONITOR
We continue to watch your credit, addressing additional issues as they arise so that you can stay on track and reach your goals.
What Affects My Credit Score?
35%
Payment
History
10%
New Accounts & Inquires
45% of your credit score is deteremined by items being report to the credit bureaus on a monthly basis. Your Payment History and Credit Inquires.
A single late payment can hurt your score up to 60 points or more.
Call For A Free Credit Consultation
Who Needs Credit Repair Services?
79% of all Credit Reports in the United States tend to have some type of mistake on them. So it turns that out millions of people have inaccurate or unfair negative items wrongfully hurting their score. Credit repair is the process of finding and addressing these questionable items.
OUR EASY 1-2-3 PROCESS!
Getting back on track has never been easier! We have made our credit repairing process simple and easy to follow.
STEP 1
Easy Enrollment
Fill out our fast and easy Free Enrollment form. Once we receive your info a credit specialist will immediately reach out to you by phone to answer and questions you may have and help get your account activated.
Step 2
Rapid Repair
Login to your personal online portal 24/7 to track and monitor all the work being done and see the results live
Step 3
Enjoy your new life
You now have the credit you have always needed. Feel free to apply for credit cards, get a mortgage or use your credit however you have always wanted to!
How Long Does it Take?
JAN
APR
JUL
OCT
FEB
MAY
AUG
NOV
MAR
JUN
SEP
DEC
Although every situation is different. On average clients can expect to see a significant increase in their credit scores within
2 - 6 MONTHS
Call For A Free Credit Consultation
What You Will Get!
5-STAR SERVICE
Not only will you get a specialized game plan, 24/7 tracking of your credit health, and credit education that will help you elevate your future. You will also get our 5-star service that our clients are raving about!
Secure Client Portal
This will help you keep track of how your credit repair process is going.
Clean Up Your Past
We work with the credit bureaus and your creditors to challenge the negative report items that affect your credit score.
Track Your Present
Easy access to your account 24/7 for live status updates on improvements on your credit reports and scores
Change Your Future
We’ll maximize your score so you can achieve your goals and learn how to maintain your awesome credit long after our work is done.
CREDIT SCORE FACTS
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79% of ALL credit scores have an error on them.
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The average credit score in the United States is 687.
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A credit file does not exist for an estimate of 45 million Americans.
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When a collection is paid off, it is not removed from your credit report.
We're Here to Help!
As a locally owned business, our goal is to help our community with any financial hardhips they may be facing due to a low credit score. We have years of experience and have helped hundres of people imporve their credit scores and change their lives.
Through Credit Education, Financial Advising, & Credit Repair we want to be able to help our community!
79% of all credit scores of an error.
Contact us today to schedule a Free Credit Consultation
