What is Bad Credit?
300 to 650
POOR
FAIR
GOOD
VERY GOOD
EXCELLENT
A Score lower than 650 is considered "BAD". A Bad Score could keep you from getting:
Getting Approved For A Mortgage
Securing Low Rates on Car Loans
Getting Low-Interest Credit Cards
Borrowing Money From Prime Lenders
HELPING INCREASE CREDIT SCORES
FROM COAST TO COAST
How Does Credit Repair Work?
Getting back on track has never been easier! We have made our credit repairing process simple and easy to follow.
EX
EQ
TU
CHALLENGE
We challenge your questionable negative items with all three bureaus, ensuring your credit reports are accurate and fair.
DISPUTE
We ask your creditors to verify the negative items they're reporting. If they can't they are required by law to stop reporting them.
MONITOR
We continue to watch your credit, addressing additional issues as they arise so that you can stay on track and reach your goals.
What Affects My Credit Score?
35%
Payment
History
10%
New Accounts & Inquires
45% of your credit score is deteremined by items being report to the credit bureaus on a monthly basis. Your Payment History and Credit Inquires.
A single late payment can hurt your score up to 60 points or more.
Who Needs Credit Repair Services?
79% of all Credit Reports in the United States tend to have some type of mistake on them. So it turns that out millions of people have inaccurate or unfair negative items wrongfully hurting their score. Credit repair is the process of finding and addressing these questionable items.
OUR EASY 1-2-3 PROCESS!
Getting back on track has never been easier! We have made our credit repairing process simple and easy to follow.
STEP 1
Easy Enrollment
Fill out our fast and easy Free Enrollment form. Once we receive your info a credit specialist will immediately reach out to you by phone to answer and questions you may have and help get your account activated.
Step 2
Rapid Repair
Login to your personal online portal 24/7 to track and monitor all the work being done and see the results live
Step 3
Enjoy your new life
You now have the credit you have always needed. Feel free to apply for credit cards, get a mortgage or use your credit however you have always wanted to!
How Long Does it Take?
JAN
APR
JUL
OCT
FEB
MAY
AUG
NOV
MAR
JUN
SEP
DEC
Although every situation is different. On average clients can expect to see a significant increase in their credit scores within
2 - 6 MONTHS
Let's Improve Your
Credit Score!
Have any of the following? We Can Help!
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Bankruptcies
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Collections
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Late Payments
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Inquiries
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Medical Bills
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Repossessions